<?xml version="1.0" encoding="UTF-8"?>
<PMML xmlns="http://www.dmg.org/PMML-4_4" version="4.4.1">
    <Header copyright="Copyright (c) 2021 Software AG" description="Default description">
        <Application name="Nyoka" version="5.5.0"/>
        <Timestamp>2026-10-20 14:32:04.392059</Timestamp>
    </Header>
    <DataDictionary numberOfFields="14">
        <DataField name="due_day_my" optype="continuous" dataType="double"/>
        <DataField name="f_ps_od_days_max" optype="continuous" dataType="double"/>
        <DataField name="t_ps_od_days_max" optype="continuous" dataType="double"/>
        <DataField name="s_ps_od_days_max" optype="continuous" dataType="double"/>
        <DataField name="available_limit_amt" optype="continuous" dataType="double"/>
        <DataField name="apprv_num_m3" optype="continuous" dataType="double"/>
        <DataField name="loan_os_prcp_credit_amount_m3" optype="continuous" dataType="double"/>
        <DataField name="suc_apprv_num_m1" optype="continuous" dataType="double"/>
        <DataField name="cre_l60_used_limit_rate_min" optype="continuous" dataType="double"/>
        <DataField name="cre_now_l60_used_amt_m_min" optype="continuous" dataType="double"/>
        <DataField name="apprv_amt_day" optype="continuous" dataType="double"/>
        <DataField name="loan_os_prcp_credit_amount_m6" optype="continuous" dataType="double"/>
        <DataField name="cre_l90_used_limit_amt_min" optype="continuous" dataType="double"/>
        <DataField name="target" optype="categorical" dataType="integer">
            <Value value="0"/>
            <Value value="1"/>
        </DataField>
    </DataDictionary>
    <MiningModel modelName="LightGBModel" functionName="classification">
        <MiningSchema>
            <MiningField name="due_day_my" usageType="active" optype="continuous"/>
            <MiningField name="f_ps_od_days_max" usageType="active" optype="continuous"/>
            <MiningField name="t_ps_od_days_max" usageType="active" optype="continuous"/>
            <MiningField name="s_ps_od_days_max" usageType="active" optype="continuous"/>
            <MiningField name="available_limit_amt" usageType="active" optype="continuous"/>
            <MiningField name="apprv_num_m3" usageType="active" optype="continuous"/>
            <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active" optype="continuous"/>
            <MiningField name="suc_apprv_num_m1" usageType="active" optype="continuous"/>
            <MiningField name="cre_l60_used_limit_rate_min" usageType="active" optype="continuous"/>
            <MiningField name="cre_now_l60_used_amt_m_min" usageType="active" optype="continuous"/>
            <MiningField name="apprv_amt_day" usageType="active" optype="continuous"/>
            <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active" optype="continuous"/>
            <MiningField name="cre_l90_used_limit_amt_min" usageType="active" optype="continuous"/>
            <MiningField name="target" usageType="target" optype="categorical"/>
        </MiningSchema>
        <Output>
            <OutputField name="probability_0" optype="continuous" dataType="double" feature="probability" value="0"/>
            <OutputField name="probability_1" optype="continuous" dataType="double" feature="probability" value="1"/>
            <OutputField name="predicted_target" optype="categorical" dataType="integer" feature="predictedValue"/>
        </Output>
        <Segmentation multipleModelMethod="modelChain" missingThreshold="1">
            <Segment id="1" weight="1">
                <True/>
                <MiningModel modelName="MiningModel" functionName="regression">
                    <MiningSchema>
                        <MiningField name="due_day_my" usageType="active"/>
                        <MiningField name="f_ps_od_days_max" usageType="active"/>
                        <MiningField name="t_ps_od_days_max" usageType="active"/>
                        <MiningField name="s_ps_od_days_max" usageType="active"/>
                        <MiningField name="available_limit_amt" usageType="active"/>
                        <MiningField name="apprv_num_m3" usageType="active"/>
                        <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                        <MiningField name="suc_apprv_num_m1" usageType="active"/>
                        <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                        <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                        <MiningField name="apprv_amt_day" usageType="active"/>
                        <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                        <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                    </MiningSchema>
                    <Output>
                        <OutputField name="lgbValue" optype="continuous" dataType="double" feature="predictedValue"/>
                    </Output>
                    <Segmentation multipleModelMethod="sum" missingThreshold="1">
                        <Segment id="1" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1148.3600000000003547"/>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1479.7700000000002092"/>
                                                    <Node score="-2.383213641346061">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-2.410201231184377">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1479.7700000000002092"/>
                                                    <Node score="-2.4303331624881284">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="33.3350000000000080"/>
                                                    </Node>
                                                    <Node score="-2.4060757011986307">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="33.3350000000000080"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1148.3600000000003547"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="7552.1800000000012005"/>
                                                    <Node score="-2.3506351813025583">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="19.5000000000000036"/>
                                                    </Node>
                                                    <Node score="-2.3842523581167296">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="19.5000000000000036"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="7552.1800000000012005"/>
                                                    <Node score="-2.320898281160269">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="192.1700000000000443"/>
                                                    </Node>
                                                    <Node score="-2.3745523966366417">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="192.1700000000000443"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="2622.7950000000005275"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="5912.0000000000009095"/>
                                                    <Node score="-2.4365186689248985">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="81.8850000000000051"/>
                                                    </Node>
                                                    <Node score="-2.4170287263178736">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="81.8850000000000051"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="5912.0000000000009095"/>
                                                    <Node score="-2.4118619904095118">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="3220.0800000000003820"/>
                                                    </Node>
                                                    <Node score="-2.3553913569920044">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="3220.0800000000003820"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="2622.7950000000005275"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="13718.9750000000021828"/>
                                                    <Node score="-2.4560031528522357">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="31.1050000000000040"/>
                                                    </Node>
                                                    <Node score="-2.4379376017125916">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="31.1050000000000040"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-2.4028917699208763">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="13718.9750000000021828"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="11.5000000000000018"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="699.5000000000001137"/>
                                                    <Node score="-2.407159833431474">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="12.5000000000000018"/>
                                                    </Node>
                                                    <Node score="-2.3583067939946747">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="12.5000000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="699.5000000000001137"/>
                                                    <Node score="-2.450195359612768">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="3.5000000000000004"/>
                                                    </Node>
                                                    <Node score="-2.425466855037531">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="3.5000000000000004"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="11.5000000000000018"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="2109.5750000000002728"/>
                                                    <Node score="-2.3231049913436004">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                    </Node>
                                                    <Node score="-2.407000027982334">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-2.2558241931304552">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="2109.5750000000002728"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="778.0000000000001137"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="8332.8250000000025466"/>
                                                    <Node score="-2.438672020061119">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="80.9650000000000176"/>
                                                    </Node>
                                                    <Node score="-2.42452873935617">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="80.9650000000000176"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="8332.8250000000025466"/>
                                                    <Node score="-2.387906667984174">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-2.4288677201909805">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="778.0000000000001137"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12000.2100000000009459"/>
                                                    <Node score="-2.4443946206320266">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-2.4574417742661234">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-2.4316491538737504">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12000.2100000000009459"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="2" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="800.0300000000000864"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1029.3650000000002365"/>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.01023898140481804">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="8.5000000000000018"/>
                                                    </Node>
                                                    <Node score="0.07213398391661018">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="8.5000000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.019926278901307628">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="4.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.013420463547726203">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="4.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1029.3650000000002365"/>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="-0.027165649920732837">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="459.5200000000000387"/>
                                                    </Node>
                                                    <Node score="-0.012159562218406278">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="459.5200000000000387"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.028080335744932974">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="2574.6750000000006366"/>
                                                    </Node>
                                                    <Node score="-0.04516036809408841">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="2574.6750000000006366"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="800.0300000000000864"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="159.6150000000000375"/>
                                                    <Node score="0.04966316073753963">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="126.5900000000000176"/>
                                                    </Node>
                                                    <Node score="0.09298891317105407">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="126.5900000000000176"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="159.6150000000000375"/>
                                                    <Node score="0.01427227522294723">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="14230.7100000000009459"/>
                                                    </Node>
                                                    <Node score="0.05388004424861392">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="14230.7100000000009459"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12863.2750000000032742"/>
                                                    <Node score="0.020599152547566547">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                                    </Node>
                                                    <Node score="-0.0217540912139378">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12863.2750000000032742"/>
                                                    <Node score="0.02394974424713954">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.4360500000000000"/>
                                                    </Node>
                                                    <Node score="0.10260455756689557">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.4360500000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0919500000000000"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="102.9000000000000199"/>
                                                    <Node score="-0.045390585613926115">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0379000000000000"/>
                                                    </Node>
                                                    <Node score="-0.022132073511354006">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0379000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-0.009519906091437174">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="102.9000000000000199"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0919500000000000"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="11.5000000000000018"/>
                                                    <Node score="0.007394071014235843">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.015078373129081916">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="11.5000000000000018"/>
                                                    <Node score="0.02909974991816479">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.6599500000000001"/>
                                                    </Node>
                                                    <Node score="0.12519770878644151">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.6599500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="843.0000000000001137"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5201.3450000000002547"/>
                                                    <Node score="-0.02562406390660192">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="4437.8100000000013097"/>
                                                    </Node>
                                                    <Node score="-0.0394447816792656">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="4437.8100000000013097"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5201.3450000000002547"/>
                                                    <Node score="-0.023425330855046167">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.4471500000000000"/>
                                                    </Node>
                                                    <Node score="0.004318932583668684">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.4471500000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="843.0000000000001137"/>
                                                <Node score="-0.04909086154517728">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12000.2100000000009459"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12000.2100000000009459"/>
                                                    <Node score="-0.02957161488480289">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.4763500000000001"/>
                                                    </Node>
                                                    <Node score="-0.0032544307841699096">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.4763500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="3" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="750.3250000000001592"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1029.3650000000002365"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                                    <Node score="0.011610222319129108">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="8.5000000000000018"/>
                                                    </Node>
                                                    <Node score="0.07088594412772445">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="8.5000000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                                    <Node score="-0.023032053646223145">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="4.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.016719723086834278">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="4.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1029.3650000000002365"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="459.5200000000000387"/>
                                                    <Node score="-0.033881281473302785">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="63.7650000000000077"/>
                                                    </Node>
                                                    <Node score="-0.0064094121829624505">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="63.7650000000000077"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="459.5200000000000387"/>
                                                    <Node score="0.002011033869755218">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.2388500000000000"/>
                                                    </Node>
                                                    <Node score="-0.029509681912251142">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.2388500000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="750.3250000000001592"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.1450000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                    <Node score="0.05151631523368169">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="0.02083149127121192">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                    <Node score="0.06114283263317797">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="94.0500000000000256"/>
                                                    </Node>
                                                    <Node score="0.157265945453108">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="94.0500000000000256"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.1450000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.032396030251274736">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.013302051870660967">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.016697154018718564">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="107.1600000000000108"/>
                                                    </Node>
                                                    <Node score="0.04171812711770178">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="107.1600000000000108"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="10.5000000000000018"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0919500000000000"/>
                                                    <Node score="-0.02882270993207149">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="598.5000000000001137"/>
                                                    </Node>
                                                    <Node score="-0.04419331693449208">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="598.5000000000001137"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0919500000000000"/>
                                                    <Node score="0.005277680057401307">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="2.5000000000000004"/>
                                                    </Node>
                                                    <Node score="-0.022177662205248812">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="2.5000000000000004"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="10.5000000000000018"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.6956500000000001"/>
                                                    <Node score="0.07154160750324275">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="4.5000000000000009"/>
                                                    </Node>
                                                    <Node score="-0.0018144144015709047">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="4.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.12778196011773293">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.6956500000000001"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="580.5000000000001137"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="4858.3150000000014188"/>
                                                    <Node score="-0.023870728762090145">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="4437.8100000000013097"/>
                                                    </Node>
                                                    <Node score="-0.03817078047737966">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="4437.8100000000013097"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="4858.3150000000014188"/>
                                                    <Node score="0.001399677143587361">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.029405495166744417">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="580.5000000000001137"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12000.2100000000009459"/>
                                                    <Node score="-0.04906183563306951">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="92.7150000000000176"/>
                                                    </Node>
                                                    <Node score="-0.02519103525457868">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="92.7150000000000176"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12000.2100000000009459"/>
                                                    <Node score="-0.028098820242674263">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="56.7750000000000128"/>
                                                    </Node>
                                                    <Node score="-0.004798061623318829">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="56.7750000000000128"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="4" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05449839861218894">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.5656204777691418">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="5" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05425636169011159">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.3440226200015497">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="6" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.054028589860320386">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.25858496084592236">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="7" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.0538137601814479">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.2111405334916769">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="8" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05361163493013041">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.18071234528141186">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="9" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05342024493704786">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.15905816319324823">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="10" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.0532386773297239">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.14311161823045837">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="11" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05306610747459986">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.13070375105785284">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="12" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="8.3400000000000016"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="6.5000000000000009"/>
                                                    <Node score="0.024160105392456943">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="0.004650185092408693">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="6.5000000000000009"/>
                                                    <Node score="0.01971808566012195">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.3817500000000000"/>
                                                    </Node>
                                                    <Node score="0.05101072983721259">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.3817500000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="8.3400000000000016"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.1296500000000000"/>
                                                    <Node score="-0.02169149602999268">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0189500000000000"/>
                                                    </Node>
                                                    <Node score="-0.00491723081175071">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0189500000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.1296500000000000"/>
                                                    <Node score="0.013911771302933399">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.004797330447527136">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.8350000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="1489.0000000000002274"/>
                                                    <Node score="-0.0005590136968486569">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="699.5000000000001137"/>
                                                    </Node>
                                                    <Node score="-0.03421068464115331">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="699.5000000000001137"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="1489.0000000000002274"/>
                                                    <Node score="-0.005697029515203555">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.2111500000000000"/>
                                                    </Node>
                                                    <Node score="0.015303354695705691">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.2111500000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.8350000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0713500000000000"/>
                                                    <Node score="-0.022633766462956">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="2452.1350000000006730"/>
                                                    </Node>
                                                    <Node score="-0.03990876176100452">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="2452.1350000000006730"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0713500000000000"/>
                                                    <Node score="-0.02244188339984984">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="4202.5000000000009095"/>
                                                    </Node>
                                                    <Node score="-0.00036348553055590794">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="4202.5000000000009095"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="598.5000000000001137"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="9.5000000000000018"/>
                                                    <Node score="-0.012484401027339057">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="16.6750000000000043"/>
                                                    </Node>
                                                    <Node score="0.0052914417016625605">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="16.6750000000000043"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="9.5000000000000018"/>
                                                    <Node score="0.04103953337747998">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.01088016274503542">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="598.5000000000001137"/>
                                                <Node score="-0.03985110280768652">
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="2.5000000000000004"/>
                                                </Node>
                                                <Node score="-0.021156130613291777">
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="2.5000000000000004"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="149.0000000000000284"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="80.7450000000000188"/>
                                                    <Node score="-0.023048877918270514">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="6.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.007809933982634978">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="6.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="80.7450000000000188"/>
                                                    <Node score="0.0005844018895609267">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.02057758341697242">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="149.0000000000000284"/>
                                                <Node score="-0.046298954273363495">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="44.8250000000000099"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="44.8250000000000099"/>
                                                    <Node score="-0.02030168177563406">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="2.5000000000000004"/>
                                                    </Node>
                                                    <Node score="-0.03889923100571483">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="2.5000000000000004"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="13" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.052902575382095064">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.12039047789669699">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="14" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05274951649573531">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.1124270961338295">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="15" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05260406374940705">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.10592253227641744">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="16" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05246767809484718">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.1003199655095469">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="17" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05233674482937998">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.09548877395806837">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="18" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05221368810828514">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.09130837850135248">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="19" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="7552.1800000000012005"/>
                                                <Node>
                                                    <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.0009262616662639516">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="800.0300000000000864"/>
                                                    </Node>
                                                    <Node score="0.012480712821125027">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="800.0300000000000864"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.021886016293648666">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.2792500000000001"/>
                                                    </Node>
                                                    <Node score="0.0015573389624628782">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.2792500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="7552.1800000000012005"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="1.3680500000000004"/>
                                                    <Node score="0.02062550305187054">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12863.2750000000032742"/>
                                                    </Node>
                                                    <Node score="0.03339944879945051">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12863.2750000000032742"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="1.3680500000000004"/>
                                                    <Node score="0.024528390669419014">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="178.9950000000000330"/>
                                                    </Node>
                                                    <Node score="0.00954433458174761">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="178.9950000000000330"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="30.3300000000000018"/>
                                                <Node score="-0.00685682725063254">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="34.1050000000000111"/>
                                                </Node>
                                                <Node score="-0.0420722820286471">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="34.1050000000000111"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="30.3300000000000018"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.6745500000000001"/>
                                                    <Node score="-0.017438273536745343">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="16243.0300000000006548"/>
                                                    </Node>
                                                    <Node score="0.006100022335638344">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="16243.0300000000006548"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.6745500000000001"/>
                                                    <Node score="0.014156282872556956">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="93.2250000000000085"/>
                                                    </Node>
                                                    <Node score="-0.005011808727372662">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="93.2250000000000085"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="580.5000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.1018500000000000"/>
                                                    <Node score="-0.02075535359201945">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="49.5850000000000080"/>
                                                    </Node>
                                                    <Node score="-0.0011916140936932694">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="49.5850000000000080"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.1018500000000000"/>
                                                    <Node score="0.001346980138082788">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="12.5000000000000018"/>
                                                    </Node>
                                                    <Node score="0.02059830004021116">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="12.5000000000000018"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="41.5550000000000068"/>
                                                    <Node score="-0.02731890911131379">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="6542.8100000000004002"/>
                                                    </Node>
                                                    <Node score="-0.004150933811614602">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="6542.8100000000004002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="41.5550000000000068"/>
                                                    <Node score="-0.008545183811942284">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.019645295089077502">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="580.5000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12000.2100000000009459"/>
                                                <Node score="-0.043444372025626884">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="19860.2000000000007276"/>
                                                </Node>
                                                <Node score="-0.01749669538920017">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="19860.2000000000007276"/>
                                                </Node>
                                            </Node>
                                            <Node score="-0.012190900720495673">
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12000.2100000000009459"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="20" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05209162646337574">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.08760608316622742">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="21" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="750.3250000000001592"/>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="34.7850000000000037"/>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="15751.5050000000028376"/>
                                                    <Node score="-0.006983331502590945">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.027052956001739365">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.01956481391175696">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="15751.5050000000028376"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="34.7850000000000037"/>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="18.2250000000000050"/>
                                                    <Node score="0.00044633907783616316">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.6436500000000002"/>
                                                    </Node>
                                                    <Node score="0.014211554475860116">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.6436500000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="18.2250000000000050"/>
                                                    <Node score="-0.005590059039680581">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.02230840860414324">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="750.3250000000001592"/>
                                            <Node>
                                                <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.012409128542018668">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="7387.0650000000014188"/>
                                                    </Node>
                                                    <Node score="0.023834977201924144">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="7387.0650000000014188"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.0048409077005506125">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.025997622990273774">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="4419.9300000000012005"/>
                                                    <Node score="-0.00368009334262892">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="600.0200000000000955"/>
                                                    </Node>
                                                    <Node score="-0.020596909994100035">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="600.0200000000000955"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="4419.9300000000012005"/>
                                                    <Node score="0.020892855096923353">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.001687927951027856">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="98.2550000000000097"/>
                                                    <Node score="-0.0349528235856639">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="37.6400000000000077"/>
                                                    </Node>
                                                    <Node score="-0.012827574317352064">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="37.6400000000000077"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="98.2550000000000097"/>
                                                    <Node score="-0.0038618416466567017">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="6.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.019515108271797345">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="6.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1148.3600000000003547"/>
                                                    <Node score="-0.01847680475424309">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="74.4750000000000085"/>
                                                    </Node>
                                                    <Node score="0.011313259757400307">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="74.4750000000000085"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1148.3600000000003547"/>
                                                    <Node score="0.03185220422265105">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="8.5000000000000018"/>
                                                    </Node>
                                                    <Node score="0.009222852969386316">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="8.5000000000000018"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node score="-0.041966612601092926">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="55.8950000000000031"/>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="55.8950000000000031"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="4.5000000000000009"/>
                                                    <Node score="-0.02131417614287947">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.04070132378860056">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.0017667084073502435">
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="4.5000000000000009"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="22" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05197679675528532">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.08439799097684893">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="23" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.0518709122518822">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.08169416607990726">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="24" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="83.3250000000000028"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0744500000000000"/>
                                                    <Node score="-0.0072410756073891585">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="2.5000000000000004"/>
                                                    </Node>
                                                    <Node score="0.01678888891458961">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="2.5000000000000004"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0744500000000000"/>
                                                    <Node score="0.01709297591248864">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="279.5950000000000841"/>
                                                    </Node>
                                                    <Node score="0.005068632827399634">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="279.5950000000000841"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="83.3250000000000028"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="4420.1500000000005457"/>
                                                    <Node score="-0.016280325866968877">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="32.5800000000000054"/>
                                                    </Node>
                                                    <Node score="0.002131582011911663">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="32.5800000000000054"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="4420.1500000000005457"/>
                                                    <Node score="0.005172952204433438">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="6849.3950000000013461"/>
                                                    </Node>
                                                    <Node score="0.021084517075104184">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="6849.3950000000013461"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="247.3850000000000193"/>
                                                    <Node score="0.0010850611411056211">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.017186967795054877">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="247.3850000000000193"/>
                                                    <Node score="-0.019732372463812552">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="7033.9000000000005457"/>
                                                    </Node>
                                                    <Node score="-0.0008462833957624639">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="7033.9000000000005457"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="75.1050000000000040"/>
                                                    <Node score="0.008954821153756084">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="47.5050000000000026"/>
                                                    </Node>
                                                    <Node score="-0.011211279044994188">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="47.5050000000000026"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="75.1050000000000040"/>
                                                    <Node score="0.030452134763997142">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.7722500000000001"/>
                                                    </Node>
                                                    <Node score="0.01196015494119105">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.7722500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="287.1050000000000750"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="664.7800000000000864"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="33.3350000000000080"/>
                                                    <Node score="-0.022446409630281695">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="2068.3750000000004547"/>
                                                    </Node>
                                                    <Node score="0.008070956127025504">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="2068.3750000000004547"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="33.3350000000000080"/>
                                                    <Node score="-0.04223548716451003">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="57.7550000000000026"/>
                                                    </Node>
                                                    <Node score="-0.02177513265191209">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="57.7550000000000026"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="664.7800000000000864"/>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="2.5000000000000004"/>
                                                    <Node score="0.012646608153820283">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.4586500000000001"/>
                                                    </Node>
                                                    <Node score="-0.0046886654900266216">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.4586500000000001"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-0.02256765217771151">
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="2.5000000000000004"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="287.1050000000000750"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12000.2100000000009459"/>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="9883.1050000000013824"/>
                                                    <Node score="-0.03200424383132019">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.04257598785599109">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="9883.1050000000013824"/>
                                                    <Node score="-0.0031683348717785284">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.029167382113520986">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12000.2100000000009459"/>
                                                <Node score="-0.020842276260834073">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="65.1750000000000256"/>
                                                </Node>
                                                <Node score="0.019377377331369832">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="65.1750000000000256"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="25" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="927.6550000000000864"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="118.2950000000000159"/>
                                                    <Node score="-0.021573026734804043">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0150500000000000"/>
                                                    </Node>
                                                    <Node score="-0.0008835542896798875">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0150500000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="118.2950000000000159"/>
                                                    <Node score="0.02638727191179448">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="156.2350000000000421"/>
                                                    </Node>
                                                    <Node score="0.013731068601259278">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="156.2350000000000421"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="927.6550000000000864"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.010950466921132967">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12863.2750000000032742"/>
                                                    </Node>
                                                    <Node score="0.021410536246447284">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12863.2750000000032742"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.0016630555772028028">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.025001056361829616">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1598.8100000000001728"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="30.3300000000000018"/>
                                                    <Node score="-0.021218847653558665">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="8.3750000000000018"/>
                                                    </Node>
                                                    <Node score="-0.040088766313634804">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="8.3750000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="30.3300000000000018"/>
                                                    <Node score="0.006585926682605026">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="33.3350000000000080"/>
                                                    </Node>
                                                    <Node score="-0.018569467715469936">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="33.3350000000000080"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1598.8100000000001728"/>
                                                <Node score="0.01796083739290699">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1950.8550000000002456"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1950.8550000000002456"/>
                                                    <Node score="-0.014029542110447544">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="5497.0000000000009095"/>
                                                    </Node>
                                                    <Node score="0.006144536922749479">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="5497.0000000000009095"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="778.0000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="125.4550000000000125"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="37.6400000000000077"/>
                                                    <Node score="-0.03462324741220687">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="4.5000000000000009"/>
                                                    </Node>
                                                    <Node score="-0.008068728708550287">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="4.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="37.6400000000000077"/>
                                                    <Node score="-0.011209356411904774">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.006585399932630513">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="125.4550000000000125"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.027980346248794682">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="1.5103000000000002"/>
                                                    </Node>
                                                    <Node score="-0.0025934589055621525">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="1.5103000000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.005233674511529221">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="3.5000000000000004"/>
                                                    </Node>
                                                    <Node score="0.020398337425847766">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="3.5000000000000004"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="778.0000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12000.2100000000009459"/>
                                                <Node score="-0.028193765850144076">
                                                    <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                </Node>
                                                <Node score="-0.044649618468360984">
                                                    <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                </Node>
                                            </Node>
                                            <Node score="-0.004559164920263858">
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12000.2100000000009459"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="26" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.051766141734380135">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.07910430127031633">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="27" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.051670827011086495">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.07686501430561489">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="28" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.051580715588960435">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.07483478221063679">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="29" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05149585065050795">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.07301606079389363">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="30" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05141296127737242">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.07143662149833323">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="31" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="64.1100000000000136"/>
                                        <Node>
                                            <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="110.7450000000000188"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="164.7200000000000273"/>
                                                    <Node score="0.005476829793617844">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="3.3350000000000004"/>
                                                    </Node>
                                                    <Node score="0.017136729276454002">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="3.3350000000000004"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="164.7200000000000273"/>
                                                    <Node score="0.014445013437868326">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.5752500000000002"/>
                                                    </Node>
                                                    <Node score="0.0041250357005324385">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.5752500000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="110.7450000000000188"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="-0.008978055713836124">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.1064500000000000"/>
                                                    </Node>
                                                    <Node score="0.006737782631307159">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.1064500000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.011857678490438202">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.6388500000000001"/>
                                                    </Node>
                                                    <Node score="0.010064752614418778">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.6388500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="318.5800000000000978"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                    <Node score="-0.007620444461433215">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.5046500000000002"/>
                                                    </Node>
                                                    <Node score="0.002939445876352234">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.5046500000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                    <Node score="0.007285110566378742">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="19.9550000000000018"/>
                                                    </Node>
                                                    <Node score="0.027753023803412786">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="19.9550000000000018"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="318.5800000000000978"/>
                                                <Node>
                                                    <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                    <Node score="-0.007237018826479465">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.016504263308376385">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.01122455474152424">
                                                    <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="64.1100000000000136"/>
                                        <Node>
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="30.3300000000000018"/>
                                            <Node score="-0.03964996946985133">
                                                <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="8702.3850000000020373"/>
                                            </Node>
                                            <Node score="-0.01994943196967855">
                                                <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="8702.3850000000020373"/>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="30.3300000000000018"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    <Node score="-0.001533405931940927">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="20906.1200000000062573"/>
                                                    </Node>
                                                    <Node score="0.022233259944612914">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="20906.1200000000062573"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                    <Node score="-0.021278472908730306">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="3.5000000000000004"/>
                                                    </Node>
                                                    <Node score="-0.0038721413166623747">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="3.5000000000000004"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node score="-0.0038452766935002675">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="280.0400000000000205"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="280.0400000000000205"/>
                                                    <Node score="-0.029556960142561102">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="15062.0500000000010914"/>
                                                    </Node>
                                                    <Node score="-0.005544304801587968">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="15062.0500000000010914"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="32" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="247.3850000000000193"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="159.6150000000000375"/>
                                                    <Node score="0.004823863015104907">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="19.9550000000000018"/>
                                                    </Node>
                                                    <Node score="0.01560350082193724">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="19.9550000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="159.6150000000000375"/>
                                                    <Node score="0.0028610828013355583">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="19812.7900000000045111"/>
                                                    </Node>
                                                    <Node score="0.016999886967235738">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="19812.7900000000045111"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="247.3850000000000193"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="927.6550000000000864"/>
                                                    <Node score="0.0017425485944474338">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1029.3650000000002365"/>
                                                    </Node>
                                                    <Node score="-0.010593480178658694">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1029.3650000000002365"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="927.6550000000000864"/>
                                                    <Node score="0.009141971083950356">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.004766469577233364">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1.0050000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="3128.6900000000005093"/>
                                                    <Node score="0">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.012447205432789786">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="3128.6900000000005093"/>
                                                    <Node score="0.02123499362966803">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="100.0050000000000097"/>
                                                    </Node>
                                                    <Node score="-0.00040828180426611327">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="100.0050000000000097"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1.0050000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1580.7600000000002183"/>
                                                    <Node score="-0.018055190821569814">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="3000.0500000000006366"/>
                                                    </Node>
                                                    <Node score="-0.03538533945507016">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="3000.0500000000006366"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1580.7600000000002183"/>
                                                    <Node score="-0.01315648678500858">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="4202.5000000000009095"/>
                                                    </Node>
                                                    <Node score="0.0011773663463271044">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="4202.5000000000009095"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="560.5000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="3086.6000000000008185"/>
                                                    <Node score="-0.0032069943621002247">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="11.5000000000000018"/>
                                                    </Node>
                                                    <Node score="0.015649836460448072">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="11.5000000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="3086.6000000000008185"/>
                                                    <Node score="0.011568219222532587">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="143.6450000000000102"/>
                                                    </Node>
                                                    <Node score="0">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="143.6450000000000102"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="37.6400000000000077"/>
                                                    <Node score="-0.039523862360185194">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="67.3650000000000233"/>
                                                    </Node>
                                                    <Node score="-0.016563511636902836">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="67.3650000000000233"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="37.6400000000000077"/>
                                                    <Node score="-0.007697023674489399">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.017375507191977627">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="560.5000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12000.2100000000009459"/>
                                                <Node score="-0.02462096719602401">
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="1103.5000000000002274"/>
                                                </Node>
                                                <Node score="-0.0392167268395866">
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="1103.5000000000002274"/>
                                                </Node>
                                            </Node>
                                            <Node score="-0.009845708614109184">
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12000.2100000000009459"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="33" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.051334021155341074">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.07000130931875569">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="34" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.051259680978714986">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06860607749851229">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="35" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.051189695545368">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06738695209400844">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="36" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05112151082822552">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06623545637737115">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="37" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05105654413642571">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06522784681468762">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="38" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05099638735694149">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06427775515354349">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="39" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05093730017288633">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06334015635422213">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="40" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050878561043286565">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06250115839778424">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="41" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05082510565540922">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06173532414608075">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="42" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="4098.0850000000009459"/>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="8.3400000000000016"/>
                                                    <Node score="0.0033919879862511237">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="13.9150000000000009"/>
                                                    </Node>
                                                    <Node score="0.011121050550108617">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="13.9150000000000009"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="8.3400000000000016"/>
                                                    <Node score="0.0021134303335075834">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.008544149492838122">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="4098.0850000000009459"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="1.8499000000000001"/>
                                                    <Node score="0.014021748453804266">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="0.004258613799781375">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="1.8499000000000001"/>
                                                    <Node score="-0.010742255585258974">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="14230.7100000000009459"/>
                                                    </Node>
                                                    <Node score="0.006669238336251085">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="14230.7100000000009459"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="309.6500000000000341"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="623.4100000000000819"/>
                                                    <Node score="-0.01756359045383608">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="5912.0000000000009095"/>
                                                    </Node>
                                                    <Node score="0.001189035635536692">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="5912.0000000000009095"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="623.4100000000000819"/>
                                                    <Node score="0.013220514559286545">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="93.2250000000000085"/>
                                                    </Node>
                                                    <Node score="-0.002413186479036954">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="93.2250000000000085"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="309.6500000000000341"/>
                                                <Node score="-0.024937867298779386">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0713500000000000"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0713500000000000"/>
                                                    <Node score="0.00021026116844893427">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.2543500000000001"/>
                                                    </Node>
                                                    <Node score="-0.018256396503004722">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.2543500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="843.0000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node score="-0.014478970340496401">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.1018500000000000"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.1018500000000000"/>
                                                    <Node score="0.005138566879330923">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.005763562159312806">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5700.5850000000009459"/>
                                                    <Node score="-0.010267707234360287">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="2574.6750000000006366"/>
                                                    </Node>
                                                    <Node score="-0.0210020403861386">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="2574.6750000000006366"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5700.5850000000009459"/>
                                                    <Node score="-0.014050881648392709">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="53.8650000000000020"/>
                                                    </Node>
                                                    <Node score="0.005888540820460595">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="53.8650000000000020"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="843.0000000000001137"/>
                                            <Node score="-0.034857834082872415">
                                                <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="9277.5450000000018917"/>
                                            </Node>
                                            <Node score="-0.015801713356819326">
                                                <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="9277.5450000000018917"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="43" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050773451710197495">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.06102842293769061">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="44" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="43.5000000000000071"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="175.2900000000000205"/>
                                                    <Node score="0.0022820410270946827">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="15.6250000000000018"/>
                                                    </Node>
                                                    <Node score="0.012172263510873789">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="15.6250000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="175.2900000000000205"/>
                                                    <Node score="0.0006960599643579906">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="19812.7900000000045111"/>
                                                    </Node>
                                                    <Node score="0.011556516951284098">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="19812.7900000000045111"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="43.5000000000000071"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="4420.1500000000005457"/>
                                                    <Node score="0.0018685057472219463">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.008308686760723714">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="4420.1500000000005457"/>
                                                    <Node score="0.003606398615953769">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="4653.6950000000006185"/>
                                                    </Node>
                                                    <Node score="0.012804226749823483">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="4653.6950000000006185"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1.0050000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="5497.0000000000009095"/>
                                                    <Node score="-0.010778852953135692">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="1988.3650000000002365"/>
                                                    </Node>
                                                    <Node score="0.0004571119982685911">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="1988.3650000000002365"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="5497.0000000000009095"/>
                                                    <Node score="0.019716431928705792">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="7461.9450000000006185"/>
                                                    </Node>
                                                    <Node score="-0.0015339590260304915">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="7461.9450000000006185"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1.0050000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1206.9350000000001728"/>
                                                    <Node score="-0.013469872333327283">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="3000.0500000000006366"/>
                                                    </Node>
                                                    <Node score="-0.03269588482576382">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="3000.0500000000006366"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1206.9350000000001728"/>
                                                    <Node score="0.0025194364187500775">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="2088.1250000000004547"/>
                                                    </Node>
                                                    <Node score="-0.012095890394841184">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="2088.1250000000004547"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1100.0250000000003183"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="108.3550000000000182"/>
                                                    <Node score="-0.01943984305491196">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="327.4400000000000546"/>
                                                    </Node>
                                                    <Node score="-0.006923761417402258">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="327.4400000000000546"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="108.3550000000000182"/>
                                                    <Node score="-0.001956182582136879">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="14.5000000000000018"/>
                                                    </Node>
                                                    <Node score="0.013829635242923667">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="14.5000000000000018"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1100.0250000000003183"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5834.6050000000004729"/>
                                                    <Node score="-0.011674509430052299">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.022492432850114753">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5834.6050000000004729"/>
                                                    <Node score="-0.01016548582382821">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.4471500000000000"/>
                                                    </Node>
                                                    <Node score="0.0012513756920724008">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.4471500000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="51.1350000000000122"/>
                                                <Node score="-0.01987255304480282">
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="401.1850000000000591"/>
                                                </Node>
                                                <Node score="-0.039447279078097655">
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="401.1850000000000591"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="51.1350000000000122"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="1103.5000000000002274"/>
                                                    <Node score="-0.018172120411118545">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="842.4600000000001501"/>
                                                    </Node>
                                                    <Node score="-0.0003667628962228821">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="842.4600000000001501"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="1103.5000000000002274"/>
                                                    <Node score="-0.032560405141545054">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="2699.9400000000005093"/>
                                                    </Node>
                                                    <Node score="-0.013389875651350275">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="2699.9400000000005093"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="45" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050722886754616586">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.060368277491985436">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="46" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05067566394076493">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.059795904327873656">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="47" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050629658284861684">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05919260352190098">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="48" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05058388935198726">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05865397221802576">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="49" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05054096370536129">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05812350220186152">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="50" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05049900439169217">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05765124874388904">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="51" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05045742239493226">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05720932024158354">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="52" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050419588287417286">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05679454845100258">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="53" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="6802.6100000000014916"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="35.4750000000000014"/>
                                                    <Node score="-0.0015853133436491006">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.014787622844129131">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="35.4750000000000014"/>
                                                    <Node score="0.005296713830936675">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.0008038823566814112">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="6802.6100000000014916"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="299.8700000000000614"/>
                                                    <Node score="0.02017133008719243">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="30.3300000000000018"/>
                                                    </Node>
                                                    <Node score="0.010581511696529884">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="30.3300000000000018"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-0.00035180488669007374">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="299.8700000000000614"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="19.5000000000000036"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                    <Node score="0.005628036576368112">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.00419889074517125">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                    <Node score="0.0011283929268510286">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.5089500000000001"/>
                                                    </Node>
                                                    <Node score="0.012394474428010185">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.5089500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="19.5000000000000036"/>
                                                <Node>
                                                    <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                    <Node score="-0.0067245200989084555">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="-0.016444446342036623">
                                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.0038185879851607507">
                                                    <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="287.1050000000000750"/>
                                            <Node>
                                                <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="81.8850000000000051"/>
                                                    <Node score="-0.004272500487462152">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="46.8450000000000060"/>
                                                    </Node>
                                                    <Node score="-0.013685540751780896">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="46.8450000000000060"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="81.8850000000000051"/>
                                                    <Node score="0.007562809208783972">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.7757500000000001"/>
                                                    </Node>
                                                    <Node score="-0.008691535008488292">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.7757500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                <Node score="-0.008507360622049263">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="69.7050000000000125"/>
                                                </Node>
                                                <Node score="-0.02026238271486061">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="69.7050000000000125"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="287.1050000000000750"/>
                                            <Node>
                                                <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node score="-0.024940287440991818">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="25.6450000000000031"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="25.6450000000000031"/>
                                                    <Node score="-0.004758822009907882">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.3598500000000001"/>
                                                    </Node>
                                                    <Node score="-0.013729951070216757">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.3598500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node score="-0.03585018526695901">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="59.2350000000000065"/>
                                                </Node>
                                                <Node score="-0.018016550169817225">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="59.2350000000000065"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="54" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.0189500000000000"/>
                                            <Node score="-0.026902859563258743">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="31.9350000000000058"/>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="31.9350000000000058"/>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="10003.7500000000018190"/>
                                                    <Node score="-0.015223839584471889">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="64.0550000000000210"/>
                                                    </Node>
                                                    <Node score="-0.0011702639766646937">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="64.0550000000000210"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.0058243198591506635">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="10003.7500000000018190"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.0189500000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1166.6500000000003183"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.005475116604391325">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.4839500000000000"/>
                                                    </Node>
                                                    <Node score="-0.0034407770224117056">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.4839500000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.01083779102892776">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.6280500000000001"/>
                                                    </Node>
                                                    <Node score="0.006579237090721887">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.6280500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1166.6500000000003183"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.008538652769448079">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.0007937959585507979">
                                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="-0.007259108979670675">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    </Node>
                                                    <Node score="0.005921731296171558">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="402.0000000000000568"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="86.7650000000000148"/>
                                                    <Node score="-0.004377468165111367">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.012563880137696635">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="86.7650000000000148"/>
                                                    <Node score="-0.0031175016308250285">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                    </Node>
                                                    <Node score="0.009944385870576201">
                                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="3051.0050000000005639"/>
                                                    <Node score="-0.0007789097115240535">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.3370500000000001"/>
                                                    </Node>
                                                    <Node score="0.007805104329368089">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.3370500000000001"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.019492455160355998">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="3051.0050000000005639"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="402.0000000000000568"/>
                                            <Node score="-0.034515502971132796">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="55.8950000000000031"/>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="55.8950000000000031"/>
                                                <Node score="-0.011354980701248666">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="75.9950000000000188"/>
                                                </Node>
                                                <Node score="-0.025371747385071697">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="75.9950000000000188"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="55" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="74.5350000000000108"/>
                                                <Node>
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="8702.3850000000020373"/>
                                                    <Node score="-0.00745109283851867">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="430.7100000000000932"/>
                                                    </Node>
                                                    <Node score="-0.028848522748083073">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="430.7100000000000932"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.004332573301716648">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="8702.3850000000020373"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="74.5350000000000108"/>
                                                <Node score="0.007163319876687797">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="2665.4700000000007094"/>
                                                </Node>
                                                <Node score="-0.009605006481529916">
                                                    <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="2665.4700000000007094"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.5150000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="118.9550000000000125"/>
                                                    <Node score="0.0036795750695359664">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="3.3350000000000004"/>
                                                    </Node>
                                                    <Node score="0.011101759479795026">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="3.3350000000000004"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="118.9550000000000125"/>
                                                    <Node score="0.004701379981006833">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.004268202863377974">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.5150000000000001"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="12863.2750000000032742"/>
                                                    <Node score="0.0019529067799629258">
                                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="296.0000000000000568"/>
                                                    </Node>
                                                    <Node score="-0.007236349870652782">
                                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="296.0000000000000568"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="12863.2750000000032742"/>
                                                    <Node score="0.002997833991404449">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.5514500000000001"/>
                                                    </Node>
                                                    <Node score="0.018591268709417106">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.5514500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="8.3400000000000016"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="19.9550000000000018"/>
                                                    <Node score="-0.008976731647353967">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="115.8700000000000188"/>
                                                    </Node>
                                                    <Node score="0.0014605743382521822">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="115.8700000000000188"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="19.9550000000000018"/>
                                                    <Node score="0.009919456439842739">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.8629500000000001"/>
                                                    </Node>
                                                    <Node score="-0.0005419292726865371">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.8629500000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="8.3400000000000016"/>
                                                <Node>
                                                    <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                    <Node score="-0.012714673761344678">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5958.5400000000008731"/>
                                                    </Node>
                                                    <Node score="0.0010625292988051822">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5958.5400000000008731"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.007165374174200785">
                                                    <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node score="-0.03161908601504323">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="55.6550000000000082"/>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="55.6550000000000082"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="75.9950000000000188"/>
                                                    <Node score="0.004057481330715539">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="211.7100000000000080"/>
                                                    </Node>
                                                    <Node score="-0.012106724992919196">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="211.7100000000000080"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="75.9950000000000188"/>
                                                    <Node score="-0.028019800229212733">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="93.9150000000000063"/>
                                                    </Node>
                                                    <Node score="-0.008552927517470612">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="93.9150000000000063"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="56" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05037909141755048">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.0564147707035227">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="57" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050343213069875284">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.056059642974574664">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="58" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050305593377886426">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05570033222050304">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="59" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050269744339826075">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05538455294221998">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="60" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05023559349293566">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05507363426703418">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="61" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05020211503790563">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.0547571585320533">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="62" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050166884270667636">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05447694742009579">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="63" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05013413736207883">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.0542277949933224">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="64" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05010188445079558">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05397359730014461">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="65" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.050068469900793944">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05373374498717257">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="66" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05003649336034807">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.053507995941681256">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="67" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.05000606264385093">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.053294525225819206">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="68" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04997403368221931">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.053073408823385564">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="69" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04994199827200778">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05289281217459227">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="70" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04990871917813966">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05269364560178768">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="71" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.049877025645423526">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05251288673169838">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="72" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04984558432559249">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05234791699835115">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="73" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="64.1100000000000136"/>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5383.7900000000008731"/>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="2855.5500000000006366"/>
                                                    <Node score="0.00674023546601972">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.5561500000000001"/>
                                                    </Node>
                                                    <Node score="0.0011808631223972565">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.5561500000000001"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="2855.5500000000006366"/>
                                                    <Node score="-0.01089737025313227">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1124.9950000000001182"/>
                                                    </Node>
                                                    <Node score="0.0012393574914074544">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1124.9950000000001182"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5383.7900000000008731"/>
                                                <Node>
                                                    <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.01162844255171241">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="1.3680500000000004"/>
                                                    </Node>
                                                    <Node score="0.0037343001363602957">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="1.3680500000000004"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.0027880676115092295">
                                                    <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="247.3850000000000193"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="7.5000000000000009"/>
                                                    <Node score="0.002389504672124351">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.8431500000000001"/>
                                                    </Node>
                                                    <Node score="-0.0026731444006014666">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.8431500000000001"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.00950248886519959">
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="7.5000000000000009"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="247.3850000000000193"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5383.7900000000008731"/>
                                                    <Node score="-0.004769976133160036">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1080.1550000000004275"/>
                                                    </Node>
                                                    <Node score="-0.012074748014358476">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1080.1550000000004275"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.001586063412412819">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5383.7900000000008731"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="64.1100000000000136"/>
                                        <Node score="-0.02747163135082635">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="26.5000000000000036"/>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="26.5000000000000036"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="1.5000000000000002"/>
                                                    <Node score="-0.003755786582016789">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="1846.4250000000004093"/>
                                                    </Node>
                                                    <Node score="0.004407504785592213">
                                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="1846.4250000000004093"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-0.007592617330172236">
                                                    <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="1.5000000000000002"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node score="-0.009201839305932049">
                                                    <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="699.5000000000001137"/>
                                                </Node>
                                                <Node score="-0.020147845601501707">
                                                    <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="699.5000000000001137"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="74" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04980888896315891">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05219231669722457">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="75" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.049775512820071977">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05203973096313791">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="76" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.049743505354578756">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.051874450458622545">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="77" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.049709692720790115">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.051730962608730904">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="78" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04967451971427802">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.051596224261490325">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="79" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04963755615996143">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.051454990380082166">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="80" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04960221975205879">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.051312888843483444">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="81" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04956158076211022">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05120485338693164">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="82" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04952626022829938">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.051066337049875524">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="83" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="7387.0650000000014188"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="356.4550000000000409"/>
                                                    <Node score="0.0009684698715662565">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="430.7100000000000932"/>
                                                    </Node>
                                                    <Node score="-0.005250906908935715">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="430.7100000000000932"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="356.4550000000000409"/>
                                                    <Node score="0.004253425579851775">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="0">
                                                        <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="7387.0650000000014188"/>
                                                <Node score="0.011110420703271612">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="134.2250000000000227"/>
                                                </Node>
                                                <Node score="0.0023105729309833125">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="134.2250000000000227"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="19.5000000000000036"/>
                                                <Node score="-0.0023411682330052464">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="19.9550000000000018"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="19.9550000000000018"/>
                                                    <Node score="0.006726301049573654">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="96.1800000000000210"/>
                                                    </Node>
                                                    <Node score="-0.001510578748199271">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="96.1800000000000210"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="19.5000000000000036"/>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5564.5150000000012369"/>
                                                    <Node score="-0.0027671561490430225">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1080.1550000000004275"/>
                                                    </Node>
                                                    <Node score="-0.010557328611976552">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1080.1550000000004275"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.0005032778870674751">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5564.5150000000012369"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node score="0.00032348382712721433">
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="247.3850000000000193"/>
                                            </Node>
                                            <Node score="-0.009663641068067105">
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="247.3850000000000193"/>
                                            </Node>
                                        </Node>
                                        <Node score="-0.019234860981308725">
                                            <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="84" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.2792500000000001"/>
                                            <Node>
                                                <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node score="0">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="32.5800000000000054"/>
                                                </Node>
                                                <Node score="0.002284603201128627">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="32.5800000000000054"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                <Node score="-0.008678596281819401">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="55.3050000000000068"/>
                                                </Node>
                                                <Node score="0">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="55.3050000000000068"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.2792500000000001"/>
                                            <Node>
                                                <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="45.0000000000000071"/>
                                                <Node score="0.008513057401952111">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.3817500000000000"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.3817500000000000"/>
                                                    <Node score="0.0012990904455555403">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="94.0500000000000256"/>
                                                    </Node>
                                                    <Node score="0.00620740131502335">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="94.0500000000000256"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node score="-0.0015510825943897705">
                                                <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="45.0000000000000071"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="550.5000000000001137"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5000.1550000000015643"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="80.9650000000000176"/>
                                                    <Node score="-0.009591612429093031">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="71.0950000000000131"/>
                                                    </Node>
                                                    <Node score="-0.002173128618129396">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="71.0950000000000131"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="80.9650000000000176"/>
                                                    <Node score="0.000660997706908776">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.6544000000000001"/>
                                                    </Node>
                                                    <Node score="-0.0025135178455229627">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.6544000000000001"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5000.1550000000015643"/>
                                                <Node score="0">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.7122500000000002"/>
                                                </Node>
                                                <Node score="0.005062532333570402">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.7122500000000002"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node score="-0.018984851657054307">
                                            <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="550.5000000000001137"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="85" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04948628039463629">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05094960356717977">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="86" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="suc_apprv_num_m1" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="683.0050000000001091"/>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1029.3650000000002365"/>
                                                    <Node score="0.005272032080344379">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="66.8900000000000148"/>
                                                    </Node>
                                                    <Node score="-0.001949342843394694">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="66.8900000000000148"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-0.00708221446728419">
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1029.3650000000002365"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="683.0050000000001091"/>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="35.3050000000000068"/>
                                                    <Node score="0.0033332544394983152">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="3320.2250000000003638"/>
                                                    </Node>
                                                    <Node score="-0.002725029402800433">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="3320.2250000000003638"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="35.3050000000000068"/>
                                                    <Node score="0.0035671894469221626">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="6685.2850000000007640"/>
                                                    </Node>
                                                    <Node score="0.0108369510450989">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="6685.2850000000007640"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="5.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1056.4550000000001546"/>
                                                    <Node score="0.0004667308021523188">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="-0.00947883192658811">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1056.4550000000001546"/>
                                                    <Node score="-0.01535158785391368">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="3664.0050000000005639"/>
                                                    </Node>
                                                    <Node score="-0.0013437212852187104">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="3664.0050000000005639"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node score="0.005460953526868567">
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="5.5000000000000009"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="suc_apprv_num_m1" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="287.1050000000000750"/>
                                            <Node score="-0.007190088550665799">
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="710.0150000000001000"/>
                                            </Node>
                                            <Node score="0.0003046371481562716">
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="710.0150000000001000"/>
                                            </Node>
                                        </Node>
                                        <Node score="-0.016438161134267756">
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="287.1050000000000750"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="87" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.049442690584402454">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05084929399129823">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="88" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.049403096845859445">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05071967648795577">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="89" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04935718076373495">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.050614495049847955">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="90" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.0493126047821316">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.050483612995258054">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="91" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="5000.1550000000015643"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="4437.8100000000013097"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="-0.00038324425584893994">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="4.8750000000000009"/>
                                                    </Node>
                                                    <Node score="0.003998362105644613">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="4.8750000000000009"/>
                                                    </Node>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="0.0006531790215635251">
                                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="335.7100000000000364"/>
                                                    </Node>
                                                    <Node score="-0.00578483038167386">
                                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="335.7100000000000364"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node score="-0.007239415395822346">
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="4437.8100000000013097"/>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="5000.1550000000015643"/>
                                            <Node score="0.007156731985379006">
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1479.7700000000002092"/>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1479.7700000000002092"/>
                                                <Node score="0">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="8758.2300000000013824"/>
                                                </Node>
                                                <Node score="0.005181440236522178">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="8758.2300000000013824"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node score="-0.00973236080831799">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="47.7150000000000105"/>
                                            </Node>
                                            <Node score="0">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="47.7150000000000105"/>
                                            </Node>
                                        </Node>
                                        <Node score="-0.015624747625525334">
                                            <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="92" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04926280829606364">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05038520216481242">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="93" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04921807481914575">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.0502808067701897">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="94" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04916384375601597">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05018892402888306">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="95" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.2755500000000001"/>
                                            <Node score="0.0015187378440795804">
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="659.6950000000001637"/>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="659.6950000000001637"/>
                                                <Node score="-0.007743790999071407">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.1187500000000000"/>
                                                </Node>
                                                <Node score="-0.0016448245012330555">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.1187500000000000"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.2755500000000001"/>
                                            <Node>
                                                <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node>
                                                    <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    <Node score="0.00794328337986064">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="61.7950000000000088"/>
                                                    </Node>
                                                    <Node score="0.003760892706581954">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="61.7950000000000088"/>
                                                    </Node>
                                                </Node>
                                                <Node score="0.0002763857631551995">
                                                    <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                                </Node>
                                            </Node>
                                            <Node score="0">
                                                <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="2531.0800000000003820"/>
                                                <Node>
                                                    <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="2.5000000000000004"/>
                                                    <Node score="0.0035124553070382068">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="66.1750000000000256"/>
                                                    </Node>
                                                    <Node score="-0.0005654187667478501">
                                                        <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="66.1750000000000256"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-0.004332456738780428">
                                                    <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="2.5000000000000004"/>
                                                </Node>
                                            </Node>
                                            <Node score="-0.008696216137890107">
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="2531.0800000000003820"/>
                                            </Node>
                                        </Node>
                                        <Node score="-0.015484687668096464">
                                            <SimplePredicate field="cre_now_l60_used_amt_m_min" operator="greaterThan" value="0.0000000000000000"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="96" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.0491128928133039">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.05007347771580594">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="97" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.049058945024397733">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.049953233385128026">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="98" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04901010740821038">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04984182716394614">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="99" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.048947937463970914">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04975404489767372">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="100" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.048886796031583975">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04967539474355625">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="101" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04882289503750364">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.049541154314880445">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="102" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04875948171809728">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04942638564341447">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="103" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="69.0000000000000142"/>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="8.3400000000000016"/>
                                                <Node score="0.006294866768060178">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="140.3450000000000557"/>
                                                </Node>
                                                <Node score="0.0018402106279183227">
                                                    <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="140.3450000000000557"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="8.3400000000000016"/>
                                                <Node score="-0.002941694501099944">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="710.0150000000001000"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="710.0150000000001000"/>
                                                    <Node score="0.004192983332393685">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.5701500000000002"/>
                                                    </Node>
                                                    <Node score="-0.0009532228297861177">
                                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.5701500000000002"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="t_ps_od_days_max" operator="lessOrEqual" value="4.5000000000000009"/>
                                                <Node>
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="1056.4550000000001546"/>
                                                    <Node score="-0.0033796395670498657">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="972.2150000000001455"/>
                                                    </Node>
                                                    <Node score="0">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="972.2150000000001455"/>
                                                    </Node>
                                                </Node>
                                                <Node score="-0.00885775934820066">
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="1056.4550000000001546"/>
                                                </Node>
                                            </Node>
                                            <Node score="0.0034786494524661027">
                                                <SimplePredicate field="t_ps_od_days_max" operator="greaterThan" value="4.5000000000000009"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node score="-0.008413745937581377">
                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="69.0000000000000142"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="104" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04869622054345829">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04933634464638589">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="105" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="750.3250000000001592"/>
                                            <Node score="0.0009511853329957593">
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="616.8600000000001273"/>
                                            </Node>
                                            <Node score="-0.00454604026510284">
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="616.8600000000001273"/>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="750.3250000000001592"/>
                                            <Node>
                                                <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node score="0.00015179340337387123">
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.3006500000000000"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.3006500000000000"/>
                                                    <Node score="0.005197011212691599">
                                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                    </Node>
                                                    <Node score="0.0017118034343624041">
                                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node score="0">
                                                <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node score="-0.0021367432755138205">
                                                <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.5701500000000002"/>
                                            </Node>
                                            <Node score="0.0018030563100798248">
                                                <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.5701500000000002"/>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node score="-0.003937178406937352">
                                                <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                            </Node>
                                            <Node score="-0.011463269298418163">
                                                <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="106" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.048619480654883813">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04923617464560557">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="107" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="apprv_amt_day" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1233.6450000000002092"/>
                                                <Node score="0.0015237863643246426">
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="907.2450000000001182"/>
                                                </Node>
                                                <Node score="-0.0027102947627605707">
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="907.2450000000001182"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1233.6450000000002092"/>
                                                <Node score="0.004654242545050325">
                                                    <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                </Node>
                                                <Node score="0.0011319372177511446">
                                                    <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="335.7100000000000364"/>
                                                <Node score="-0.0005636208686909674">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1580.7600000000002183"/>
                                                </Node>
                                                <Node score="0.0023640430377921775">
                                                    <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1580.7600000000002183"/>
                                                </Node>
                                            </Node>
                                            <Node>
                                                <SimplePredicate field="available_limit_amt" operator="greaterThan" value="335.7100000000000364"/>
                                                <Node score="-0.0029283007533483832">
                                                    <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="2531.0800000000003820"/>
                                                </Node>
                                                <Node score="-0.009265925540825828">
                                                    <SimplePredicate field="available_limit_amt" operator="greaterThan" value="2531.0800000000003820"/>
                                                </Node>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node score="-0.009550493355001275">
                                        <SimplePredicate field="apprv_amt_day" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="108" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04854335583263809">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04913792261953476">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="109" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04846746334735527">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04902705846114196">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="110" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.0483918767116129">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04889053650772737">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="111" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="-0.0022640726080206254">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="31.1050000000000040"/>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="31.1050000000000040"/>
                                            <Node>
                                                <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                                <Node score="0.00416387117765032">
                                                    <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                                </Node>
                                                <Node>
                                                    <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                                    <Node score="0">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1506.8850000000002183"/>
                                                    </Node>
                                                    <Node score="0.0013565006420854671">
                                                        <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1506.8850000000002183"/>
                                                    </Node>
                                                </Node>
                                            </Node>
                                            <Node score="-0.0005815245581076502">
                                                <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node>
                                            <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                            <Node score="0.0011352054439340493">
                                                <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="1.5000000000000002"/>
                                            </Node>
                                            <Node score="-0.0027355442552819235">
                                                <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="1.5000000000000002"/>
                                            </Node>
                                        </Node>
                                        <Node score="-0.0077328408058958955">
                                            <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="112" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04830346162843081">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.048795635053145256">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="113" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04821923068435729">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.048677833949220914">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="114" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04812762657818051">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04857348565157357">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="115" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04803183014659479">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04845297482679262">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="116" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04793345296006493">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.048307160083977244">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="117" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04782559251857902">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04820762487662618">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="118" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04770363937987536">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04803425197710029">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="119" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04761527653516137">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.047902451445389425">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="120" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04749566897725789">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.047828016255647254">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="121" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="0.0032398578951551627">
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="962.7100000000001501"/>
                                        </Node>
                                        <Node score="-3.388738968296446e-05">
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="962.7100000000001501"/>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node score="-0.008031736309259697">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="55.8950000000000031"/>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="55.8950000000000031"/>
                                            <Node score="0.00033559600023480443">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="78.4550000000000125"/>
                                            </Node>
                                            <Node score="-0.0007279712952009726">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="78.4550000000000125"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="122" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04737338752524729">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04768354735446574">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="123" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04725137837089242">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04750382533600184">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="124" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.047113902792794315">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04736526628054336">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="125" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04698979241605816">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.0471839923115875">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="126" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="-0.0003209958018749208">
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1124.9950000000001182"/>
                                        </Node>
                                        <Node>
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1124.9950000000001182"/>
                                            <Node score="0.0039835532957082824">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="lessOrEqual" value="88.1550000000000153"/>
                                            </Node>
                                            <Node score="0">
                                                <SimplePredicate field="loan_os_prcp_credit_amount_m6" operator="greaterThan" value="88.1550000000000153"/>
                                            </Node>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node score="0">
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="225.6650000000000205"/>
                                        </Node>
                                        <Node score="-0.007495367214582903">
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="225.6650000000000205"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="127" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04684408446297439">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04702748014337951">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="128" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="-0.0016674214462506155">
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="1166.6500000000003183"/>
                                        </Node>
                                        <Node score="0.003843075440509772">
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="1166.6500000000003183"/>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node score="-0.005124115827091991">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="67.3650000000000233"/>
                                        </Node>
                                        <Node score="-0.00014897806368019252">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="67.3650000000000233"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="129" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04670225709965544">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04690706442429773">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="130" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04656443409654044">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04675151702879396">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="131" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="-0.0010220670008058723">
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="800.0300000000000864"/>
                                        </Node>
                                        <Node score="0.0023445545458167794">
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="800.0300000000000864"/>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node score="-0.005773864167952087">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="63.2850000000000037"/>
                                        </Node>
                                        <Node score="-0.000625813465454313">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="63.2850000000000037"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="132" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04639467069722064">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.046521913502662465">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="133" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="0.0028138424349504476">
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="789.4750000000001364"/>
                                        </Node>
                                        <Node score="0">
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="789.4750000000001364"/>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node score="0">
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="327.4400000000000546"/>
                                        </Node>
                                        <Node score="-0.0055402302457001175">
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="327.4400000000000546"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="134" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="0.002693499448600225">
                                            <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                        </Node>
                                        <Node score="-3.0726088641371075e-05">
                                            <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                        </Node>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                        <Node score="-0.004369835150274906">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="lessOrEqual" value="67.1050000000000040"/>
                                        </Node>
                                        <Node score="-0.00021249434579433688">
                                            <SimplePredicate field="loan_os_prcp_credit_amount_m3" operator="greaterThan" value="67.1050000000000040"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="135" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.046241356275864426">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04634668849869218">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="136" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04609434996567284">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04624140828346748">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="137" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.045905982684369115">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04599514573937343">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="138" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04572942456247491">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04583115692279731">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="139" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04553834960045606">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.045648276289960044">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="140" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="0.0012119659379803704">
                                        <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="247.3850000000000193"/>
                                    </Node>
                                    <Node>
                                        <SimplePredicate field="available_limit_amt" operator="greaterThan" value="247.3850000000000193"/>
                                        <Node score="-0.003768990927422867">
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="lessOrEqual" value="2029.8550000000002456"/>
                                        </Node>
                                        <Node score="0">
                                            <SimplePredicate field="cre_l90_used_limit_amt_min" operator="greaterThan" value="2029.8550000000002456"/>
                                        </Node>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="141" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04533674890820654">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04539672556716594">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="142" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04513907844378587">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.045162166653531455">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="143" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04495297855408515">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04499583993598836">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="144" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.044721665029159696">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04479485950747686">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="145" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04450398105884628">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04453134622747283">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="146" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node>
                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                        <Node score="0.0026470426400020466">
                                            <SimplePredicate field="available_limit_amt" operator="lessOrEqual" value="247.3850000000000193"/>
                                        </Node>
                                        <Node score="0">
                                            <SimplePredicate field="available_limit_amt" operator="greaterThan" value="247.3850000000000193"/>
                                        </Node>
                                    </Node>
                                    <Node score="-0.0026189866855418804">
                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="147" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04424852628822795">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.044304310246323475">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="148" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04403768265437789">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04403747800136179">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="149" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="0.0012122166593885957">
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                    </Node>
                                    <Node score="-0.002600861357161657">
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="150" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="0.0008458499507061376">
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                    </Node>
                                    <Node score="-0.0022035338519025933">
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="151" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="0.0012242539567903646">
                                        <SimplePredicate field="apprv_num_m3" operator="lessOrEqual" value="0.0000000000000000"/>
                                    </Node>
                                    <Node score="-0.00182725870896715">
                                        <SimplePredicate field="apprv_num_m3" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="152" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="0.0009091783167981607">
                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                    </Node>
                                    <Node score="-0.0027538823494192835">
                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="153" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04381158955349557">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.043904917542333964">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="154" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="0.0012916802787008776">
                                        <SimplePredicate field="s_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                    </Node>
                                    <Node score="-0.0020701960554506626">
                                        <SimplePredicate field="s_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="155" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="0.0009893726626134032">
                                        <SimplePredicate field="f_ps_od_days_max" operator="lessOrEqual" value="0.0000000000000000"/>
                                    </Node>
                                    <Node score="-0.002735561505831846">
                                        <SimplePredicate field="f_ps_od_days_max" operator="greaterThan" value="0.0000000000000000"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="156" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.0019260268214945234">
                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="lessOrEqual" value="0.3051500000000001"/>
                                    </Node>
                                    <Node score="0.0009202464634587585">
                                        <SimplePredicate field="cre_l60_used_limit_rate_min" operator="greaterThan" value="0.3051500000000001"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="157" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04353880573237072">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.043617130070833766">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="158" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04330765241406414">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04333521047525061">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="159" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04303908291768684">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04296602447877233">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="160" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04277590308215885">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.042769173268759224">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="161" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.042494053834453815">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04248231900050056">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="162" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04218788594655575">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04225338296078384">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="163" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04193260571022151">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04204030959325848">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="164" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04160215249575221">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.04171492884578756">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="165" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04130214087795119">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="30.5000000000000036"/>
                                    </Node>
                                    <Node score="0.041287532498531204">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="30.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                        <Segment id="166" weight="1">
                            <True/>
                            <TreeModel modelName="DecisionTreeModel" functionName="regression" missingValuePenalty="1.0" noTrueChildStrategy="returnLastPrediction">
                                <MiningSchema>
                                    <MiningField name="due_day_my" usageType="active"/>
                                    <MiningField name="f_ps_od_days_max" usageType="active"/>
                                    <MiningField name="t_ps_od_days_max" usageType="active"/>
                                    <MiningField name="s_ps_od_days_max" usageType="active"/>
                                    <MiningField name="available_limit_amt" usageType="active"/>
                                    <MiningField name="apprv_num_m3" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m3" usageType="active"/>
                                    <MiningField name="suc_apprv_num_m1" usageType="active"/>
                                    <MiningField name="cre_l60_used_limit_rate_min" usageType="active"/>
                                    <MiningField name="cre_now_l60_used_amt_m_min" usageType="active"/>
                                    <MiningField name="apprv_amt_day" usageType="active"/>
                                    <MiningField name="loan_os_prcp_credit_amount_m6" usageType="active"/>
                                    <MiningField name="cre_l90_used_limit_amt_min" usageType="active"/>
                                </MiningSchema>
                                <Node>
                                    <True/>
                                    <Node score="-0.04098944868814708">
                                        <SimplePredicate field="due_day_my" operator="lessOrEqual" value="25.5000000000000036"/>
                                    </Node>
                                    <Node score="0.0402592249321626">
                                        <SimplePredicate field="due_day_my" operator="greaterThan" value="25.5000000000000036"/>
                                    </Node>
                                </Node>
                            </TreeModel>
                        </Segment>
                    </Segmentation>
                </MiningModel>
            </Segment>
            <Segment id="2" weight="1">
                <True/>
                <RegressionModel modelName="LGBMClassifier" functionName="classification" normalizationMethod="logit">
                    <MiningSchema>
                        <MiningField name="lgbValue" usageType="active" optype="continuous"/>
                        <MiningField name="target" usageType="target" optype="categorical"/>
                    </MiningSchema>
                    <Output>
                        <OutputField name="probability_0" optype="continuous" dataType="double" feature="probability" value="0"/>
                        <OutputField name="probability_1" optype="continuous" dataType="double" feature="probability" value="1"/>
                        <OutputField name="predicted_target" optype="categorical" dataType="integer" feature="predictedValue"/>
                    </Output>
                    <RegressionTable intercept="0.0" targetCategory="1">
                        <NumericPredictor name="lgbValue" exponent="1" coefficient="1.0"/>
                    </RegressionTable>
                    <RegressionTable intercept="0.0" targetCategory="0"/>
                </RegressionModel>
            </Segment>
        </Segmentation>
    </MiningModel>
</PMML>
