tree
version=v4
num_class=1
num_tree_per_iteration=1
label_index=0
max_feature_idx=39
objective=binary sigmoid:1
feature_names=odgt0_m12_mob_pc odgt0_m12_num last6average loanearliestmonthsubcurmonth cur_od_loan_amt rh_cr_bal_pro no_bank_rate_3_6 rh_ln_qy_fst_inte ps_od_norm_int_amt sum_apply_amt loannum m_c_over_due_cnt cardaveragemob bank_total_used_limit loan_rate_3m_12m max_od_days_m12 acc_ps_perd_no mini_loan_rate_6m ovd_days_d15_num_m3 all_repay_amount_m3_shd_amt_pc no_bank_cyc_used_limit setl_int_mon nosvaing_998_bank_rate_6m setl_prcp_avg setl_int_avg total_new_cnt_rate_3m od_amt_m12_loan_os_prcp_m12_pc query_success_rate_6m loan_reject_rate_6m c_bank_rate_6_12 no_bank_998_rate_12m ncarloanbalancerate6month end_loan_to_cur_freq account_age_loan_day loan_os_prcp_orig_prcp_pc useratemore90monthsubcurmonth repay_amount_m6_loan_os_prcp_pc sum_month3_new_loan no_bank_total_used_limit total_998_rate_3m
feature_infos=[0:200] [0:12] [0:91598] [0:340] [0:200000] [-9999:10.922000000000001] [-9999:1] [0:731] [0:6102.5200000000004] [300:388000] [0:572] [0:12] [0:326] [-9999:11.116] [0:1] [0:268] [0:215] [-9998:1] [0:55] [0:100] [-9999:27.57] [0:2773.9699999999998] [-9999:1] [0:61745.837500000001] [0:2707.25] [-9999:1] [0:50] [0:4] [-18:1] [-9999:1] [-9999:1] [-99:900] [-737:0] [0.041700000000000001:113] [0:100] [0:99999] [-9999:100] [0:34] [-9999:9.2460000000000004] [-9999:1]
tree_sizes=242 360 360 358 338 372 357 358 358 360 360 373 362 359 359 361 340 357 372 360 361 359 359 360 340 362 359 360 341 361 361 339

Tree=0
num_leaves=1
num_cat=0
split_feature=
split_gain=
threshold=
decision_type=
left_child=
right_child=
leaf_value=2.1586171346231251
leaf_weight=
leaf_count=6858
internal_value=
internal_weight=
internal_count=
is_linear=0
shrinkage=1


Tree=1
num_leaves=2
num_cat=0
split_feature=1
split_gain=9.45916
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0021517795636199744 -0.0091895185382177853
leaf_weight=154.47542750835419 85.891929343342781
leaf_count=1872 1027
internal_value=0
internal_weight=240.367
internal_count=2899
is_linear=0
shrinkage=0.029606


Tree=2
num_leaves=2
num_cat=0
split_feature=1
split_gain=7.46798
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00084764866903562649 -0.0086296129055293009
leaf_weight=154.61548822373152 82.743437454104424
leaf_count=1876 982
internal_value=0
internal_weight=237.359
internal_count=2858
is_linear=0
shrinkage=0.029606


Tree=3
num_leaves=2
num_cat=0
split_feature=1
split_gain=8.43461
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.001532720202188676 -0.0088233423819712633
leaf_weight=155.21349336951971 86.53057524561882
leaf_count=1885 1020
internal_value=0
internal_weight=241.744
internal_count=2905
is_linear=0
shrinkage=0.029606


Tree=4
num_leaves=2
num_cat=0
split_feature=1
split_gain=11.2864
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0 -0.010430494700143556
leaf_weight=158.55992738157511 87.28570581227541
leaf_count=1925 1021
internal_value=0
internal_weight=245.846
internal_count=2946
is_linear=0
shrinkage=0.029606


Tree=5
num_leaves=2
num_cat=0
split_feature=11
split_gain=14.6943
threshold=1.5000000000000002
decision_type=2
left_child=-1
right_child=-2
leaf_value=-1.0298648705495556e-05 -0.012658558830238281
leaf_weight=166.87968233972788 78.451051115989685
leaf_count=2014 916
internal_value=-0.000975366
internal_weight=245.331
internal_count=2930
is_linear=0
shrinkage=0.029606


Tree=6
num_leaves=2
num_cat=0
split_feature=1
split_gain=19.4471
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00467007397887019 -0.012032081601360335
leaf_weight=156.93304173648357 89.888301335275173
leaf_count=1908 1035
internal_value=0
internal_weight=246.821
internal_count=2943
is_linear=0
shrinkage=0.029606


Tree=7
num_leaves=2
num_cat=0
split_feature=1
split_gain=9.02677
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0010465012261397411 -0.009212831531682026
leaf_weight=153.82843495160341 87.520309463143349
leaf_count=1875 999
internal_value=0
internal_weight=241.349
internal_count=2874
is_linear=0
shrinkage=0.029606


Tree=8
num_leaves=2
num_cat=0
split_feature=1
split_gain=24.9804
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0028475920309793635 -0.015022884887627512
leaf_weight=152.34870856255293 87.739912711083889
leaf_count=1860 992
internal_value=0
internal_weight=240.089
internal_count=2852
is_linear=0
shrinkage=0.029606


Tree=9
num_leaves=2
num_cat=0
split_feature=1
split_gain=9.91367
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0014762358981444614 -0.0094615331252989876
leaf_weight=152.25808381289244 89.585067085921764
leaf_count=1862 1003
internal_value=0
internal_weight=241.843
internal_count=2865
is_linear=0
shrinkage=0.029606


Tree=10
num_leaves=2
num_cat=0
split_feature=1
split_gain=15.0502
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00093875971039900422 -0.011754233891611373
leaf_weight=155.23802144825459 90.77376788854599
leaf_count=1900 1008
internal_value=0
internal_weight=246.012
internal_count=2908
is_linear=0
shrinkage=0.029606


Tree=11
num_leaves=2
num_cat=0
split_feature=11
split_gain=8.41603
threshold=1.5000000000000002
decision_type=2
left_child=-1
right_child=-2
leaf_value=-5.1553139263384389e-07 -0.0093438044204322938
leaf_weight=161.91572345793247 80.808080963790417
leaf_count=1952 905
internal_value=-4.6693e-05
internal_weight=242.724
internal_count=2857
is_linear=0
shrinkage=0.029606


Tree=12
num_leaves=2
num_cat=0
split_feature=1
split_gain=8.26348
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00088398433594765857 -0.0086327426850024772
leaf_weight=149.43369075655937 91.869218990206718
leaf_count=1829 1007
internal_value=0
internal_weight=241.303
internal_count=2836
is_linear=0
shrinkage=0.029606


Tree=13
num_leaves=2
num_cat=0
split_feature=1
split_gain=13.2611
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.001208194668764484 -0.010844260071092359
leaf_weight=156.58519844710827 93.133477382361889
leaf_count=1918 1013
internal_value=0
internal_weight=249.719
internal_count=2931
is_linear=0
shrinkage=0.029606


Tree=14
num_leaves=2
num_cat=0
split_feature=0
split_gain=7.57426
threshold=34.845000000000006
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0030394588929593628 -0.0075913393617000023
leaf_weight=161.89594177901745 84.924253672361374
leaf_count=1952 939
internal_value=0
internal_weight=246.82
internal_count=2891
is_linear=0
shrinkage=0.029606


Tree=15
num_leaves=2
num_cat=0
split_feature=1
split_gain=13.1619
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00045523761579475643 -0.010871152370309462
leaf_weight=153.87468078732491 93.616854660212994
leaf_count=1889 1006
internal_value=0
internal_weight=247.492
internal_count=2895
is_linear=0
shrinkage=0.029606


Tree=16
num_leaves=2
num_cat=0
split_feature=11
split_gain=12.6794
threshold=1.5000000000000002
decision_type=2
left_child=-1
right_child=-2
leaf_value=0 -0.011233257846184111
leaf_weight=166.47027084976435 84.330307960510254
leaf_count=2006 917
internal_value=0
internal_weight=250.801
internal_count=2923
is_linear=0
shrinkage=0.029606


Tree=17
num_leaves=2
num_cat=0
split_feature=1
split_gain=17.5343
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0022979343751693003 -0.0120134992450531
leaf_weight=155.49846241623163 96.911670342087746
leaf_count=1909 1026
internal_value=0
internal_weight=252.41
internal_count=2935
is_linear=0
shrinkage=0.029606


Tree=18
num_leaves=2
num_cat=0
split_feature=1
split_gain=21.5036
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=-4.8029571096460784e-06 -0.013949841111035611
leaf_weight=156.63146029412746 93.431067653000355
leaf_count=1924 979
internal_value=-0.000415154
internal_weight=250.063
internal_count=2903
is_linear=0
shrinkage=0.029606


Tree=19
num_leaves=2
num_cat=0
split_feature=1
split_gain=10.2968
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.003065963892262847 -0.0085042540209893935
leaf_weight=152.64025028795004 100.68522267043591
leaf_count=1877 1047
internal_value=0
internal_weight=253.325
internal_count=2924
is_linear=0
shrinkage=0.029606


Tree=20
num_leaves=2
num_cat=0
split_feature=11
split_gain=7.71724
threshold=1.5000000000000002
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0011372669967777015 -0.0087278094622785796
leaf_weight=165.98162385821342 82.137404911220074
leaf_count=1998 869
internal_value=0
internal_weight=248.119
internal_count=2867
is_linear=0
shrinkage=0.029606


Tree=21
num_leaves=2
num_cat=0
split_feature=1
split_gain=9.32851
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0014180454854749646 -0.0087628716899872498
leaf_weight=155.88438498228788 98.515562988817692
leaf_count=1921 1012
internal_value=0
internal_weight=254.4
internal_count=2933
is_linear=0
shrinkage=0.029606


Tree=22
num_leaves=2
num_cat=0
split_feature=1
split_gain=19.4831
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0031544763632308189 -0.01224665853705802
leaf_weight=150.19731749594212 99.846233405172825
leaf_count=1854 1018
internal_value=0
internal_weight=250.044
internal_count=2872
is_linear=0
shrinkage=0.029606


Tree=23
num_leaves=2
num_cat=0
split_feature=1
split_gain=8.68495
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00041861467565544835 -0.008538279633905195
leaf_weight=154.74543368816376 100.23494975268841
leaf_count=1913 1013
internal_value=0
internal_weight=254.98
internal_count=2926
is_linear=0
shrinkage=0.029606


Tree=24
num_leaves=2
num_cat=0
split_feature=11
split_gain=13.5249
threshold=1.5000000000000002
decision_type=2
left_child=-1
right_child=-2
leaf_value=0 -0.011791750496345498
leaf_weight=164.85096481442451 81.454487383365631
leaf_count=1982 842
internal_value=0
internal_weight=246.305
internal_count=2824
is_linear=0
shrinkage=0.029606


Tree=25
num_leaves=2
num_cat=0
split_feature=11
split_gain=8.57188
threshold=1.5000000000000002
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00049639350064497061 -0.0091684108684537777
leaf_weight=160.82563965767622 85.077427320182323
leaf_count=1936 873
internal_value=0
internal_weight=245.903
internal_count=2809
is_linear=0
shrinkage=0.029606


Tree=26
num_leaves=2
num_cat=0
split_feature=1
split_gain=11.9608
threshold=3.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0009063739236949218 -0.012137159479788629
leaf_weight=183.87481732666492 66.295842967927456
leaf_count=2199 652
internal_value=0
internal_weight=250.171
internal_count=2851
is_linear=0
shrinkage=0.029606


Tree=27
num_leaves=2
num_cat=0
split_feature=1
split_gain=11.413
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00022739968085614014 -0.0097573719601775997
leaf_weight=154.71515545994043 101.14871472120285
leaf_count=1911 999
internal_value=0
internal_weight=255.864
internal_count=2910
is_linear=0
shrinkage=0.029606


Tree=28
num_leaves=2
num_cat=0
split_feature=11
split_gain=10.1114
threshold=1.5000000000000002
decision_type=2
left_child=-1
right_child=-2
leaf_value=0 -0.0098455308950211751
leaf_weight=169.50217872112989 87.588593065738678
leaf_count=2033 883
internal_value=0
internal_weight=257.091
internal_count=2916
is_linear=0
shrinkage=0.029606


Tree=29
num_leaves=2
num_cat=0
split_feature=1
split_gain=11.1899
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.00057953752048013477 -0.0095305484206309951
leaf_weight=151.84554335474968 103.5475815013051
leaf_count=1876 1010
internal_value=0
internal_weight=255.393
internal_count=2886
is_linear=0
shrinkage=0.029606


Tree=30
num_leaves=2
num_cat=0
split_feature=1
split_gain=9.72082
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0.0015427317745862052 -0.0087110045283475736
leaf_weight=156.55551885068417 103.39535444229841
leaf_count=1934 1002
internal_value=0
internal_weight=259.951
internal_count=2936
is_linear=0
shrinkage=0.029606


Tree=31
num_leaves=2
num_cat=0
split_feature=1
split_gain=13.0605
threshold=2.5000000000000004
decision_type=2
left_child=-1
right_child=-2
leaf_value=0 -0.010362741243626097
leaf_weight=154.07899390906096 102.72926040738821
leaf_count=1904 989
internal_value=0
internal_weight=256.808
internal_count=2893
is_linear=0
shrinkage=0.029606


end of trees

feature_importances:
odgt0_m12_num=23
m_c_over_due_cnt=7
odgt0_m12_mob_pc=1

parameters:
[boosting: gbdt]
[objective: binary]
[metric: binary_logloss]
[tree_learner: serial]
[device_type: cpu]
[data_sample_strategy: bagging]
[data: ]
[valid: ]
[num_iterations: 200]
[learning_rate: 0.029606]
[num_leaves: 28]
[num_threads: 4]
[seed: 1010]
[deterministic: 0]
[force_col_wise: 0]
[force_row_wise: 0]
[histogram_pool_size: -1]
[max_depth: 5]
[min_data_in_leaf: 213]
[min_sum_hessian_in_leaf: 0.00111247]
[bagging_fraction: 0.421338]
[pos_bagging_fraction: 1]
[neg_bagging_fraction: 1]
[bagging_freq: 1]
[bagging_seed: 17402]
[bagging_by_query: 0]
[feature_fraction: 0.653527]
[feature_fraction_bynode: 1]
[feature_fraction_seed: 25296]
[extra_trees: 0]
[extra_seed: 12866]
[early_stopping_round: 0]
[early_stopping_min_delta: 0]
[first_metric_only: 0]
[max_delta_step: 0]
[lambda_l1: 44.9529]
[lambda_l2: 0.0885712]
[linear_lambda: 0]
[min_gain_to_split: 6.86465]
[drop_rate: 0.1]
[max_drop: 50]
[skip_drop: 0.5]
[xgboost_dart_mode: 0]
[uniform_drop: 0]
[drop_seed: 8883]
[top_rate: 0.2]
[other_rate: 0.1]
[min_data_per_group: 100]
[max_cat_threshold: 32]
[cat_l2: 10]
[cat_smooth: 10]
[max_cat_to_onehot: 4]
[top_k: 20]
[monotone_constraints: ]
[monotone_constraints_method: basic]
[monotone_penalty: 0]
[feature_contri: ]
[forcedsplits_filename: ]
[refit_decay_rate: 0.9]
[cegb_tradeoff: 1]
[cegb_penalty_split: 0]
[cegb_penalty_feature_lazy: ]
[cegb_penalty_feature_coupled: ]
[path_smooth: 21.2788]
[interaction_constraints: ]
[verbosity: -1]
[saved_feature_importance_type: 0]
[use_quantized_grad: 0]
[num_grad_quant_bins: 4]
[quant_train_renew_leaf: 0]
[stochastic_rounding: 1]
[linear_tree: 0]
[max_bin: 127]
[max_bin_by_feature: ]
[min_data_in_bin: 3]
[bin_construct_sample_cnt: 200000]
[data_random_seed: 3336]
[is_enable_sparse: 1]
[enable_bundle: 1]
[use_missing: 1]
[zero_as_missing: 0]
[feature_pre_filter: 1]
[pre_partition: 0]
[two_round: 0]
[header: 0]
[label_column: ]
[weight_column: ]
[group_column: ]
[ignore_column: ]
[categorical_feature: ]
[forcedbins_filename: ]
[precise_float_parser: 0]
[parser_config_file: ]
[objective_seed: 6351]
[num_class: 1]
[is_unbalance: 0]
[scale_pos_weight: 0.881787]
[sigmoid: 1]
[boost_from_average: 1]
[reg_sqrt: 0]
[alpha: 0.9]
[fair_c: 1]
[poisson_max_delta_step: 0.7]
[tweedie_variance_power: 1.5]
[lambdarank_truncation_level: 30]
[lambdarank_norm: 1]
[label_gain: ]
[lambdarank_position_bias_regularization: 0]
[eval_at: ]
[multi_error_top_k: 1]
[auc_mu_weights: ]
[num_machines: 1]
[local_listen_port: 12400]
[time_out: 120]
[machine_list_filename: ]
[machines: ]
[gpu_platform_id: -1]
[gpu_device_id: -1]
[gpu_use_dp: 0]
[num_gpu: 1]

end of parameters

pandas_categorical:[]
